Chip Franks's Blog Posts

Chip Franks's Blog Posts

Christmas Safety Tips
As you're sprucing up your home this season, keep an eye out for these common1. Merry and Bright: Carefully inspect holiday light strings each year and discard any with frayed...

Top 12 Holiday Decorating Safety Tips
 The holiday season is here! No matter if you celebrate Christmas, Hanukkah, Kwanzaa or all three, we’re excited to share in the holiday spirit. It’s easy to get caught up...

Mileage
THE MILEAGE CONUNDRUM – WHY MILEAGE DEDUCTIONS ARE VULNERABLE TO IRS AUDITSIf you are a sole proprietor writing off your business expenses on a schedule C you should be aware tha...

Home Purchase After Foreclosure
Now, buyers have a “second chance” program designed for borrowers who previously owned and have less-than-perfect credit. This exciting program provides a path to homeowne...

Need New Windows
I recently had several clients ask about the condition of windows. Here is some information to share with you! New windows are an expensive investment, easily costing $300 to ...

Buying A Home In The Fall
The real estate market is open 365 days a year – yes, even on holidays – but there are cyclical trends to the marketplace. Some of those ups and downs are based on mortgage int...

When Is The Best Time To Buy A Home
When the weather outside is frightful...Home sales tend to rise along with the temperature. According to Realtor.com, 50% of homes are sold in summer. But if you want to get the be...

Inspection Problems DONT AVOID
No home is perfect, and a home inspection is bound to uncover something, even if relatively minor. Following an inspection, your clients are going to look to you to put things in p...

2 Tips For Getting The Most Money When Selling Your House
Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? Here are two keys to ens...

Fraud Notification OR Credit Freeze
In today’s information age, protecting y...

4 Reasons To Buy This Summer
Summer is here! The temperature isn't the only thing heating up right now, so too is the housing market in many areas of the country! Here are four great reasons to consider buying...

Misperceptions
I hear quite a few people complain about real estate agents — from loan officers to title companies and beyond. However, most people don’t understand what it’s actually like ...

June Is National Homeownership Month
by The KCM Crew Blog submitted by: Tina Young (Investor, Realtor) of The Real Estate MarketPlace – Servicing the Greater Fort Hood area which includ...

When Is It A Good Time To Rent Definitely NOT NOW
People often ask whether or not now is a good time to buy a home. No one ever asks when a good time to rent is. However, we want to make certain that everyone understands that toda...

Billionaire Buy A Home And If You Can Buy A Second Home
Three years ago, John Paulson gave a keynote address at the CNBC/Institutional Investor Conference. In his speech, he told those in attendance that he believes housing will continu...

New Construction Inspection
This is always a subjective question.Why would a new built home need to be inspected by a disinterested third party?Don’t assume your builder — or the contractors — did every...

Investment Home Sales Rebound In 2015
       Some Highlights:2015 marks the first year-over-year increase in investment home sales since 2011.62% of all investment homes purchased were single f...

More Single Women Hunt For Homes Not Husbands
Andrew Bret Wallis/iStockAlayna Tagariello Francis had always assumed she’d marry first, then buy a home. But when she found herself footloose, free, and definably singl...

Cocktail Garden
Turn ordinary drinks into gourmet beverages with fresh and delicious cocktail-friendly fruits and herbs sourced right from your own backyard. Whether your outdoor space is large or...

The Top Reasons Why Americans Buy Homes
Last week, the inaugural “Homebuyer Insights Report” was released by the Bank of America. The report revealed the reasons why consumers purchase homes and what their feelings a...

Sales Contracts Hit Highest Level In Months
The National Association of Realtors (NAR) just announced that the February Pending Home Sales Index reached its highest reading since July 2015.What is the&nbs...

For Sale By Owner 8 Costly Mistakes Sellers Make
.Think you’ve got the chops to sell your house on your own? Many people believe they’ll save money by listing their home as “for sale by owner” (FSBO), and someti...

When Do Texas Bluebonnets Bloom
When Do Texas Bluebonnets Bloom?As the first hints of spring appear, the question on every good Texan’s mind is “When will the bluebonnets bloom?”And for all y’all wanting ...

Veteran Ownership Rises
Historically, the homeownership rate for veterans of the United States military has outpaced that of non-veterans. At the peak of the market in 2006, the ownership rate for veteran...

Spring Lawn Care Guide
As the world outside finally begins to turn green after a long winter, it’s time once again to pay attention to your lawn. Spring is a sensitive time for your yard – the soil i...

10 HomeBuying Costs You Need To Know About
If you’re a first-time home buyer, you might get a little queasy when the last line of yourgood-faith estimate comes in at several thousand dollars. And after the c...

Low Income Tax Benefits
If you earned less than usual in 2015 – and you’re preparing your tax return right now – there are some things that you need to know in order to improve your chances of ...

Buyer Agents Working For You Free Of Charge
Home buyers should always have their own agent. Buyer agents work to negotiate the best terms and price for the buyer. Best of all, the buyer agent’s services are free t...

Dont Sign A Contract With A Builder Until Youve Done These 5 Things
It’s awesome.  Your dream home.  You’ve gone to a few builder model homes in Killeen, Harker Heights and Copperas Cove, and this is The One.  You’re excited.&n...

Military Tax Deductions
Tax Deduction Benefits for MilitaryMaximum interest rate capped at 6 percent. As a member of the military, you cannot be charged more than 6 percent a year on any money you may hav...

Investing In American Real Estate While Serving In The US Military
I have a lot of respect for the men and women in our armed services.Each day, while I’m out there picking up rent, recording an episode of the BiggerPockets Podcast, or watching ...

When Is The Best Time To Move
Moving anytime of year is difficult, but if you have a flexible schedule and are not on a specific timeline, there are several factors to consider when deciding when to move...

8 Things Your Realtor Does Behind Your Back
Geri Lavrov/Getty ImagesHave you ever wondered what on Earth your real estate agent is doing behind your back?No, we don’t mean anything underhanded, naughty, or downright feloni...

Clunker Donation
One man’s trash is another man’s treasure, as the saying goes. But when you donate your vehicle to charity, both parties reap the rewards of your generosity. If you have an old...

HomeBuying Benefits For Veterans Military Buyers
Veterans UnitedVeterans, service members, and their families believe in homeownership. In fact, the homeownership rate among veterans far outpaces that of civilians.But the financi...

8 Things To Do Right After You Move In
So you’ve moved into a new home—yay! Maybe you’ve even celebrated with your first takeout meal in the middle of your fabulous (and empty) living room floor. But before y...

The Best Ways To Save Tons Of Money On Your Home In 2016
It’s New Year’s resolution time—when we vow to drop 18.5 pounds, start training for a triathlon, cut back on sodium, and maybe even give up our crippling ...

5 Real Estate New Years Resolutions You Should Make
At the end of every December, people make all kinds of resolutions for the coming year. Typically, these are things they want to improve about themselves, ways to make their d...

Its Tax Season
As you calculate your tax returns, be careful not to commit any of these nine home-related tax mistakes, which tax pros say are especially common and can cost you money or draw the...

Decorating Your New Home
Moving into your new house is a liberating, landmark life passage. After you've freed yourself of your college futon and your roommate's attempt at fine art, it's time to come...

Why You Should List Now
Thousands of homeowners speak to their real estate agent this time of year to consider their sale options — typically for the spring. It takes a few months for the agen...

Home Appraisal
What Is An Appraisal & How Can ItAffect Me? What Is a Home Appraisal? A property appraisal is an estimate of a property’s value. The appraiser will look at the age...

Holiday Shopping
How Holiday Shopping Can Kill a Closing DAILY REAL ESTATE NEWS | WEDNESDAY, NOVEMBER 25, 2015 Everyone loves a good sale, but make sure you don't go crazy with holiday shopp...

Not Ready
LEASE OPTIONIf you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, s...

Number One Way To Make Homebuying Less Stressful
10/16/2013 | Author: Summer MandellAlthough it doesn’t rank as high as some other stressors, purchasing a home is still considered a stressful—though exciting—life event. The...

Commercial Leases Which One Is The Right Type For Your Deal
View image|gettyimages.comLet’s take a quick look at the four most common types of commercial leases: gross, modified gross, triple net, and bond lease. Which one is right for th...

TXVET Loans
VLB offers Texas veterans below-market interest rate loans on home improvements. However, many people don’t know which projects recoup the most money when the home is sold. ...

Lease Option
If you're ready to buy the home of your dreams, but your credit or savings isn't quite ready yet, a lease with option to buy (often simply called a "lease option" or, somewhat inac...

Commercial Leases
Let’s take a quick look at the four most common types of commercial leases: gross, modified gross, triple net, and bond lease. Which one is right for the deal you’re trying to ...

The Phone Number New Homeowners Will Want To Keep Handy
Source: TAR Website| Author: Jaime Lee Shaking hands at closing doesn’t have to be your last interaction with your Texas REALTOR®. In fact, you may want to keep in touch for ...

Two Scams To Avoid When Buying A Home
Source: TAR website/Author: Ward LoweA new family moved in next to us, and my wife and I stopped by to welcome them. They asked us when trash pickup is (Friday), if the city will f...

DO I HAVE TO PROVIDE A SELLERS DISCLOSURE NOTICE
09/08/2015 | Author: Editorial Staff | Source: TAR WEBSITEI'm selling a single-family investment property that I haven't seen in years. I have no knowledge of the property’s cond...

TEXANS FOR PROP 1
09/04/2015 | Author: Editorial Staff | Source: TAR WEBSITEProposition 1 on the November 3 ballot offers an opportunity for Texans to save money now and in the future. How? Pro...

New Laws For Solar Power
Excerpt: The law, which takes effect Sept. 1, says developers of expanding neighborhoods larger than 50 homes may not ban solar devices.“They cannot say 'no' anymore,” sai...

Common Homebuying Mistakes
Sometimes it appears that people have short-term memories when it comes to making major financial decisions such as buying a home. Less than a decade ago, our nation experienced a ...

Three Ways To Prepare For Homeownership While Renting
Author: Summer MandellYou may not be quite ready to buy your first home, but that doesn’t mean you can’t start preparing now. Here are three actions you can do while renting th...

Home Buying Myths Busted
07/24/2015 | Author: Summer Mandell Buying a home can be complicated, so it’s easy to get misinformation about the process. A Texas REALTOR® can help you avoid problems, ...

July 3 2015
Author: Editorial StaffAs of July 1, nearly 700 operators have received a Section 333 exemption from the Federal Aviation Administration to legally fly drones commerciall...

Jul 3 2015 14149 1 Inspirational Quote
I love quotes that inspire. Let he who would be moved to convince others, be first moved to cconvince himself.                   &...

Land Lender
FIND THE RIGHT LENDER FOR YOUR RURAL LAND PURCHASEArticle provided by Farm Credit Bank of TexasImagine this: You found your perfect property in the perfect location at a ...

Why You Should Ask For The Sellers Phone Number
Author: Ward LoweI like my house, but I think I like the guy who sold it to us better.After my wife and I closed on our house 13 years ago, we walked into the kitchen and found a w...

Cast Your Ballot To Save Some Money
I don't know anyone who enjoys paying their property taxes, and here in Texas they are especially high. Thankfully, you can file a Homestead Exemption to get a break on your p...

Inspectors
Mold and rot eating away at supporting beams, problems with the electrical system, plumbing issues... It’s the stuff of nightmares, but for many home owners, it’s a reality. So...

Giving Clients Correct Info On Credit Reports
One of the best pieces of advice you probably share with clients and prospects is to monitor their credit reports … but are you giving them accurate information? See if you can a...

5 Must Do Items Before You Start House Hunting
If you’re like most people, looking at homes and imagining yourself living in them is your favorite part of the home buying process. However, in order to make that dream become a...

Good Neighbor Program
Law enforcement officers, pre-Kindergarten through 12th grade teachers, firefighters and emergency medical technicians can contribute to community revitalization while becoming hom...

6 Renovations That Will Give You The Best And Lowest Return On Investment
Thinking of adding a deck this year? Need to replace your garage door? While you may not be looking forward to spending money on those upgrades, there’s good news: They may help ...

Tax Time
Here are the most common tax deductions taken by real estate pros:1. Car Deductions: The single most claimed tax deduction for all small businesses is car and truck expenses. ...

Choose Yourself
I'm not letting up on you. You're destined for great things. There's a reason you have that little seed of discontent in your soul, knowing you can do more with life. Read the book...

The Big Idea To Change Your Life
I'm not letting up on you. You're destined for great things. There's a reason you have that little seed of discontent in your soul, knowing you can do more with life. Read the book...

IT Is ALL A Miracle
I want to let you all in on a secret: it's ALL a miracle.The sun rose, providing the relatively narrow band of temperature that most life needs to survive. By grace, we are in the ...

The Accomplishment Trap
"The accomplishment trap." If you hinge your happiness and self-worth on accomplishing certain things, then there's a good chance that you'll never be truly happy. Especially ...

The Divine Spark
The Divine Spark.Do you have it?It's that constant feeling that you want to do more and be more. It's the belief that one should always strive for more, to get better and make thin...

The Importance Of Using A Realtor When Buying Your Home
Picture this scenario:Buyer: “We really love this house. We’d like more information about it.” Agent: “I’m sorry, but that house has just gone under contract.” Buyer: ...

Ten Commandments Of Buyers
If you are in the process of buying a home, remember you do not want to do anything that will change your credit or affect it in any way until after you close on your home. Lenders...

Make 2015 The Year You Get Off Your Butt And Buy A House
I was reading through some great Real Estate blogs yesterday and came across this one and decided I had to share. It’s likely many of you have already made, and maybe e...

Check Out This Class For Realtors
How Realtors Can: Make $50,000 MORE per Year, Working Less than 40 Hours a Week, And Actually Have a Life.Dear Realtor Friends,I am spilling my guts to everyone. I’m teaching a c...

Change It Because You Are Not A Tree
If you're reading this, there's a good chance that you have some not-so-great stuff happening in your life. Or--nothing that's really just noteworthy. Maybe you're just eking out a...

How To Get Out Of A Deep Dark Funk
Disclaimer: I'm not telling you that these ideas will work for you. I'm just mentioning some things that have worked for me. You can give them a try, and I sincerely hope they help...

This Is Blessing
"This is Blessing." I just had an elderly Korean lady approach and talk to me while at the gym this morning. She approached me saying, "This is blessing." She waved her hand, takin...

The Ugly Truth About Foreclosures In Central Texas
The truth? You can't handle the truth! --Jack Nicholson in A Few Good MenHere is the real scoop on Foreclosures in the Killeen, Texas area, and it's given to you by someone who is ...

Do Not Lose Hold Of Your Dreams
"Do not lose hold of your dreams or aspirations. For if you do, you may still exist but you have ceased to live." --Henry David ThoreauWow. I read and re-read that quote this morni...

What Is Your Excuse
Well, Happy New Year! As I write this blog, it's January 6th, 2014.Awww, it's a new year and there's a new beginning to things. It's the time of year that we set 'resolutions,' and...

Texas Law Requires That We Show This To You
The title to this sounds a bit scary, eh?Well, this is all about the Information About Brokerage Services form in the glorious State of Texas.Here's my take on it:Here's the text o...

A Fantastic Quote Got Me Thinking
Do not let your fire go out, spark by irreplaceable spark. In the hopeless swamps of the not quite, the not yet, and the not at all, do not let the hero in your soul perish and lea...

Why Your Realtor Keeps Pushing You To Get Prequalified
Here's why that seemingly nice Realtor starts nagging about pre-approval/pre-qualification!While idly shopping for a home may be pleasant, serious home buyers need to start the pro...

A Gigantic Thank You To Our Soldiers
Yesterday, I got to witness a very powerful moment that nearly brought me to tears with pride for my country and gratefulness for those that defend it.Fairway Mortgage, where my wi...

The Blog That Was To Be
I had what I thought was going to be a really informative blog to tell all of the Home Buyers out there something that would change their lives! Ok, maybe not their lives but for s...

YES Our Services Are FREE
I have a quick confession to make.I didn't realize that many of our fine Clients didn't realize that our services for Buying Clients won't cost them a single, thin dime!It's true. ...

These Words Do Not Belong Together
I Can't.These are two of the most debilitating, cancerous words in the English language when they're used together.It abdicates responsibility. It eliminates hope that something ca...

What Is My House Worth
http://chip.killeenlistings.com/sell.php"We haven't decided if we want to sell--or maybe rent our house out."I get this all of the time...and I understand. It's actually a decision...

A Spectacular Creation Of God
A few weeks back, my sweet daughter Aly was having a tough time in school. It seems that some kids were picking on her and calling her, “nerd.” Now, full disclosure: obviously...

Selling Your Home In Killeen Texas
Do You Have a Property that You Just Don’t Want Anymore? Dear Worried Homeowner, We understand that you might want to unload your property, and so far have been unable to d...

First Time Buying A Home
As a Realtor, I come across this quite a bit.  People know that they would like to buy a home but they have no idea where to start.  They are overwhelmed. They need advis...

Ive Never Bought A Home Before
As a Realtor, I come across this quite a bit.  People know that they would like to buy a home but they have no idea where to start.  They are overwhelmed. They need advis...

The Best Home Search In Killeen Texas Real Estate
Oh yeah, we did.This is the best...and we couldn't say that if it weren't true, right?I just wanted to take the time to let you know a few things that went into the home search on ...

The 7 Mistakes Homebuyers Make in Killeen Texas
Okie dokie. This will be a bit of a long post...but it's chock full of good, good information. The reason I know that is because I wrote it (heh, heh). I just e-mailed a new Client...

Helping People in West Texas
My wife and I were looking for ways that we can help the people of West Texas.  We came across this short article and thought it would be a good idea to share. By: Rebecca Ang...

Why Rent to Own in Killeen Sucks
I just had a request from someone that is looking at trying to do a, "rent to own," home here in the Killeen, Texas area. I just finished emailing them as to why, as a Buyer of a ...

One of the Things I Hate About Realtors
Ok, I'm ranting a bit here--and maybe I shouldn't be upset that Realtors do this, as it makes things easier for the good guys (that's us wink, wink). Here it is: Agents tell home ...

Not Real Estate Related but this is FUNNY
I am biased. I understand this. BUT! This is the funniest video I've ever seen, and it happens to involve two of my three children: Mandy, my 13 year old daughter and Alec, my 17...

WIIFM The best radio for a business
Have you heard of the acronym, "WIIFM"? No, it's actually not a radio station. It's a saying that marketers and smart business folks try to always keep in mind: "What's In It For M...

Unless Just Any Ole Home Will Do
I just went to a marketing seminar, and one of the things that they mentioned was a USP, or Unique Selling Proposition. That is, the reason that someone would choose you over any c...

Working with a team
One of my first contracts was a Fannie Mae contract. Now as a new Realtor in Texas I read all the TREC contracts until I had almost memorized them. So I get a client two extre...

Builders Rep or Realtor
I just had an interesting conversation with a real estate agent who works with a big builder in the area. This person was extremely professional and carried themselves very well. I...


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Why Its A Good Idea To Speak With A Lender BEFORE Looking At Homes - If you're thinking about buying a
Good News About Financing - Even though rates are on the
Christmas Safety Tips - As you're sprucing up your home
Top 12 Holiday Decorating Safety Tips -  The holiday season is here!

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