Good News About Financing

Good News About Financing

Featured Foreclosure 2809 Benchmark Killeen Tx
HELLO INVESTORS!This one won't last long!!!Killeen, TX offers outstanding opportunities for buy and hold investors.  This week I'm featuring 2809 Benchmark Trail, Killeen TX.&...

What Is An Option Period
My last post covered the benefits of hiring a realtor. By now, you should have a home picked out and your realtor should be preparing an offer. Included in your offer will be ...

What Are The Benefits To Hiring A Realtor
I previously  covered the important documents needed to prepare for the home buying process. By this point, you should have a pre-approval and should be ready to fin...

What Documents Will My Lender Ask For
What Documentation Do I Need To Provide for Mortgage Pre-Approval?Previously I covered the importance of obtaining a pre-approval. During this process your lender may require ...

Save Big Money With Homestead Tax Exemption
What is Homestead Exemption?A homestead exemption is a break in taxes you may receive from your county for your primary residence.  A homestead can be a separate structure, co...

Check Your Credit Before Shopping For A Home
Make Sure You're Credit Ready Before Applying For a Loan.Are you in the market to purchase a home? If so, before you begin window shopping, gather all the necessities to make your ...

There Is More Than One Way To Sell Your Killeen Home
There's more than one way to skin a cat!If you have additional questions about selling your home, send a note to:  Ron Cooks of The Real Estate Marketplace – Servi...

Watch For Wolves In Sheep Clothing
Real estate transactions have a number of complex steps. And within those steps, there are opportunities for charlatans to take advantage of those unfamiliar.If you have additional...

Start Your Day Right
Do you ever get a sinking feeling at the very start of your day? Perhaps it’s prompted by a full inbox – again, or several colleagues stopping by to ask questions, or the mount...

Prepping Your Home For The Market
We can't stress enough how important it is to get your property in its best possible condition prior to offering it for sale.  Everyone wants to sell their home in the least a...

Buy Now If Leaving The Military
Don't wait too late if you're leaving the military before deciding to buy a home.  Lenders require at least 12 months of service before extending you loan.Blog submitted by: R...

Home Buying Is Easy
Home buying may seem like it's a daunting task; honestly, it can be.  But if you work with an experienced Realtor your toughest job is picking out your home. But to give you s...

A Little Funny
Some guy bought a new fridge for his house.To get rid of his old fridge, he put it in his frontyard and hung a sign on it saying:'Free to good home. You want it, you take it.'For t...

Ten Greatest Myths About Your Credit
1. Credit Bureaus are empowered with some kind of governmental authority.Credit bureaus have no legal authority at all, they are simply private companies who are in the business of...

Establish AAA Credit In A Few Months
Please note, the strategy below assumes an immature credit profile.  If your credit file suffers from Missing Payments, Late Pays, Charge Offs, Collections, Foreclosures or Ba...

How Does Credit Scoring Work
Scoring for CreditHow does a creditor decide whether to lend you money for such things as a new car or a home mortgage? Many creditors use a system called "credit scoring" to deter...

Low Cost Home Staging Tips
These 10 low cost tips will get you started on turning your house into a "show home". This is critical because if you want to get the most money for your home and sell more quickly...

Texas Is A Great Fit For Veterans
Texas truly values its Veterans.Your training, your skills, your experiences...Texas was built by people just like you, and our businesses and industries want what you ha...

Please Bother Me
"We didn't want to bother our agent" is the start of what may often turn into a significant bother for an agent.If we're working with buyers we NEED to be bothered.  Our job i...

Tex Vets And Home Loans
In 1983, the Legislature created the Veterans Land Board (VLB) Veterans Housing Assistance Program (VHAP), to aid Texas Veterans in purchasing a home. Eligible Texas Veterans have...

Sell Your Central Texas Home Quickly
If you live in the Killeen, Fort Hood, Harker Heights area. You should know that you're in a Buyer's Market.  Simply put, our inventory of homes don't turn over as quickly lik...

10 Low Cost Staging Tips
These 10 low cost tips will get you started on turning your house into a "show home". This is critical because if you want to get the most money for your home and sell more quickly...

10 Steps To Selling A Home
If you're thinking of selling your home, here are a few tricks of the trade you need to know before putting your house on the market to ensure all runs smoothly.  Selling a ho...

Why Use A Realtor
All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly displa...

Whats A Reverse Mortgage
A Home Equity Conversion Mortgage, or HECM, is a flexible financial product designed for homeowners aged 62 and older. With a HECM, also known as a reverse mortgage, you can conve...

Shanondoah Home Builder Offers Great Value
If you're seeking to buy a home in Central Texas or the Greater Fort Hood area which includes: Killeen, Harker Heights, Temple, Belton, Copperas Cove&...

Seller Financing As An Option Wraparounds
A wraparound transaction is a form of creative seller-financing that leaves the original loan and lien in place when a property is sold. The buyer usually makes a down payment, get...

New To Real Estate Investing Read This First
Many investors today want to add real estate to their investment portfolios, but they don’t understand the complex nuances of real estate investing or how to begin the process. R...

Why You Should Use A Realtor
It’s a slow Sunday morning. You’ve just brewed your Nespresso and popped open your laptop to check out the latest home listings before you hit the road for a day...

Buy Your Home Now Its A Buyers Market
If you ever thought about buying a home now is the perfect time. It’s a buyer’s market. Historically high foreclosure rates have left banks with a lot of distressed properties ...

SELLING YOUR HOUSE PRICE IT RIGHT FROM THE BEGINNING
In today’s market, where demand is shifting, soon outpacing supply in Central Texas, pricing a house is one of the biggest challenges real estate professionals face. Sellers ofte...

Get A Home Loan With Less Than Perfect Credit
NACA’s Best in America MortgageNeighborhood Assistance Corporation of America (NACA) is the best purchase program in America. NACA provides both comprehensive housing counseling ...

10 Commandments For First Time Home Buyers
Avoid common mistakes made by first time buyers - by heading to the advice given here.Blog submitted by: Ron Cooks of The Real Estate Marketplace – Servicing the Greater Fort Hoo...

SELLING YOUR HOUSE PRICE IT RIGHT FROM THE START
In today’s market, where demand will soon outpacing supply in Central Texas, pricing a house is one of the biggest challenges real estate professionals face. Sellers often want t...

Killeen Community Talk With The Park At MTM
The owners of this business do more than merely seek a profit.  They are also great advocates for our community.  Take a look at the video and judge for yourself.&nb...

More Tax Tips For Home Owners
You can never get too many tax tips this time of year, here's one I found on You Tube.Video submitted by: Ron Cooks of The Real Estate Market Place – Servicing the Greater Fort H...

Tax Tips For First Time Home Owners
Buying your first home can be one of the most rewarding experiences of your life. The thrill of knowing you own home belongs to you is deeply satisfying. But buying a home can...

Avoid Paying More For Your Home Than You Should
If you look at your monthly mortgage statement and see a line for “PMI,” you’re paying for private mortgage insurance. It probably costs you between $50 and $200 per month, d...

Should You Rent Or Sell Your Home
A study has concluded that 39% of buyers prefer to rent out their last residence rather than sell it when purchasing their next home. The study cites that many homeowners were able...

The Right Home Inspector Can Save You Thousands
Heading to a new school this fall? Before you buy that new house, hire a top-notch inspector. We’ll tell you how to find one so you can avoid unexpected repairs.So you’ve final...

For Sale By Owners
When it is time to sell your home, the goal is to sell it promptly “as well as” reap as much profit as possible. So why not sell your home yourself and forego the listing agent...

Thinking About A Real Estate Career Heres Where You Start
So you are thinking about a career in real estate? The good news is that the path to becoming a real estate agent is quicker than most careers. Broadly speaking, there are 6 s...

11 Reasons Why Real Estate Is The Business To Be In
1. We get paid for helping others!Enjoy the satisfaction and live a life knowing that you get paid for helping make other people’s dreams come true. Home ownership IS the America...

How Often Should Your Credit Score Change
~Information below pulled from Credit Karma. com~Above all, Credit Karma is an educational tool. To help you get a grasp on any credit-related confusion you might have, we're alway...

Facing Foreclosure You May Have A Way Out
There are countless hardships that can turn home ownership from a joy into a burden. The loss of a job, student loans, medical bills, or an unexpected hike in monthly payments...

Let The Government Fund Your Rehab
Whether you’re buying a home in dire need of complete renovation or just want to modernize the kitchen or flooring of a property before you move in, an FHA 203k loan in...

Give The Gift Of A Home
If you're thinking about the perfect gift, why not add a home to your list or to the list of a loved one.  Be sure to share this link with them so they can learn about FR...

What About The Realtors Commission
Here are a few things to think about when talking to your agent about CommissionsCommissions & “Incentives” There are many real estate agents who offer commission “deals” ...

How To Get Every Dollar You Deserve By Getting The Full Value Of Your House
The ability to reap additional profits on the sale of your home can be accomplished easily enough if you make the right improvements. Many changes can provide the prospec...

9 Steps To Buying A Home
Step 1 and 2 – Decide If You’re Ready To Buy And Hire A Realtor®Let me start by saying there are more (way more) than nine steps to buying a house but, the purpose of this pos...

The Best Tips For Black Friday Deals
By Jaymi NaciriNovember 19, 2015Black Friday didn't get its name because people all dress in dark clothes to shop in an effort to camouflage the six-pound thanksgiving weight gain....

Make It Bountiful For Someone Invite Them To Owning A Home For Little Cost
FREE MONEY!!! As the State of Texas and City of Killeen offers Grants for New Homeowners Learn about the Down Payment assistance program and the thousands of dollars avai...

A Funny Side Of Life
Just a few funnies to lighten the mood!  Enjoy+++++++++++++++++++++++++++++++++++Some guy bought a new fridge for his house.To get rid of his old fridge, he put it in his fron...

5 Great Reasons To List And Sell Your Home During The Holiday
You're in a quandary. You planned to list your home in July so you could sell it and buy another home before winter. As luck would have it, ...

Selling Your Home By Yourself Not The Best Idea
I had a conversation with the owner of that was attempting to sell his home. I discussed the possible perils  of selling your own home .  I found  that my message &n...

Report Your Own Excellent Rent History To Credit Bureaus
Finally, you can build your credit score by paying your rent on time every month.Typically, you can be penalized on your credit report for a rental eviction but you are not rewarde...

Give A Gift Of Owning A Home Tell A Friend About Grant Money For First Time Buyers
FREE MONEY!!! As the State of Texas and City of Killeen offers Grants for New Homeowners Learn about the Down Payment assistance program and the thousands of dollars avai...

Credit Myth Vs Facts
If your personal information gets compromised, a thief will open up financial accounts in your name. However, they will not pay the bills, and this will ruin your credit. &nbs...

Lease Now Buy Later
If home ownership is what you’re seeking but life has thrown obstacles in your path consider leasing a home you know the owner is willing to sell.  Doing that will save you...

Down Payment Paid For First Time Buyers
FREE MONEY!!! As the State of Texas and City of Killeen offers Grants for New Homeowners Learn about the Down Payment assistance program and the thousands of dollars avai...

4 Things Real Estate Investors Must Keep In Mind Before Buying
Buying a fixer-upper can be a fantastic investment. Fixer-uppers tend to be much more affordable than houses that aren’t in need of many renovations or repairs. The money yo...

17 Simple Things To Make Your Home More Marketable
For first-time sellers who have never been through the process before, it's a different world. One where the value of the house isn't measured solely by the profit made on the sale...

Seeking An Investor Friendly Real Estate Agent
First, what is an investor friendly real estate agent? What is their make up? What makes them different than traditional agents?An investor friendly real estate agent is someone wh...

The 10 Commandments Of Buying A Home
Buying your first home can be a daunting task. But millions of people have been there before you and survived. If you do your homework, you'll have the best possible chance of find...

Financial Assistance For First Time Home Buyers
FREE MONEY!!! As the State of Texas and City of Killeen offers Grants for New Homeowners Learn about the Down Payment assistance program and the thousands of dollars avai...

Government Offers Relief For Your Mortgage
When you have little equity in your home, or owe as much or more on your mortgage than your home is worth, it can be difficult to find a lender willing to help you refinance. But...

WIRE TRANSFER FRAUD IN REAL ESTATE TRANSACTIONS
Wire transfer instructions are emailed to the buyer. The buyer complies with the instructions to the letter. The next day, escrow contacts the buyer asking if the money has been ...

How To Review Your Credit Report
Your credit health is important, but it isn’t always obvious how your credit information is reported and how that affects your credit scores. To make reviewing your credit repo...

IS HOMEOWNERSHIP RIGHT FOR YOU
Buying a home is the largest purchase most people will ever make! Homeownership has great benefits but also comes with certain responsibilities. Let’s check to see if you are ...

Why ForSalebyOwner Sales Fail
Homeowners obviously know their homes better than anyone, but that doesn't mean they're the best sales persons for their properties.Some sellers are tempted to try a For Sale by Ow...

Why Buyers Need A Real Estate Professional
Many buyers weigh the options of whether or not to use a Realtor®. Some buyers chose to take on the daunting task of purchasing a home on their own, hoping to save money. Real est...

Rabbit Fest In Copperas Cove Celebrates 35 Years
Join the Copperas Cove Chamber of Commerce as it presents the annual Rabbit Fest. The 2015 event will take place May 14th - May 17th at Copperas Cove City Park. Each year over 20,0...

Home Ownership Will Save You On Taxes
Tax breaks ease the cost of mortgageBuying a home is when you begin building equity in an investment instead of paying rent. And Uncle Sam is there to help ease the pain of high ...

Fannie Mae Offers Money For Closing Cost
Buying a home can be a daunting process, especially for First Time Buyers. That's why HomePath has developed homebuyer education course. If you're a First Time Homebuyer, they en...

Your Home Not Selling Fast Enough Consider Seller Financing
What is Seller Financing?Seller financing, also referred to as Owner financing, is a legitimate and effective way to sell real estate in an economy where conventional financing i...

Texas Offers Down Payment Assistance
My First Texas Home (TMP 79)Texas Department of Housing Affairs is pleased to kick off the New Year and 2015  with the announcement of an additional down payment assistan...

Buying HUD Foreclosed Homes
HUD Home Store is the listing site for HUD real estate owned (REO) single-family properties. This site provides the public, brokers, potential owner-occupants, state and l...

Free Credit Repair For Active Duty And Veterans
For many military families and veterans, the demands of military service can be hard on a budget. Fortunately, I can link you with a program works hard to help you establish a so...

Stop Debt Collectors In Their Tracks
Debt collectors can be pretty ruthless and aggressive. They will go to extreme measures as to calling family members and your place of employment. Whether it be something you can...

Tips For First Time Home Buyers
First-time home buyers start the search long before most even realizes it. Here's what you can expect from your home shopping experience.Benefits for a First-Time Home BuyerYou ...

6 Inexpensive Steps To Get Your Home Ready To Sell
Before booking your market evaluation appointment to discuss listing strategy, here are a few things you can do to prepare for a speedy sale.Handle Repairs - Take care of easi...

Ready To Win Your Financial Resolutions Find Out How To Succeed In 2015
I found this article on Trulia written by Becky Frost...I had to share!If you’re identifying 2015 — or even 2016 — as the year you make a major housing change, you’ll want ...

Foreclosure Vs Getting Paid To Short Sell
If you've fallen behind on your mortgage, if your home is currently underwater or if you don’t foresee being able to continue making payments on your home, then two options yo...

Are You Ready To Be A Homeowner
A home may be the most expensive purchase you will ever make. Before you make a commitment, make sure you are ready. Avoid the pressure to buy a home you cannot afford. Here are...

Do Not Foreclose You Have Options
Home Affordable Foreclosure Alternatives (HAFA) Program - If you can't afford your mortgage payment and it's time for you to transition to more affordable housing, the H...

10 Myths Of Credit Reporting One Must Know Part 5 Of 5
I’ve been working with credit challenged families for about 6 years now.  What I’ve discovered is there are common threads of thought the public has about the credit ...

10 Myths Of Credit Reporting One Must Know Part 4 Of 5
I’ve been working with credit challenged families for about 6 years now.  What I’ve discovered is there are common threads of thought the public has about the credit ...

10 Myths Of Credit Reporting One Must Know Part 3 Of 5
I’ve been working with credit challenged families for about 6 years now.  What I’ve discovered is there are common threads of thought the public has about the credit ...

10 Myths Of Credit Reporting One Must Know Part 2 Of 5
I’ve been working with credit challenged families for about 6 years now.  What I’ve discovered is there are common threads of thought the public has about the credit ...

10 MYTHS Of Credit Reporting One Must Know Part 1 Of 5
The sole focus of credit bureau companies is profit, and their product is your credit file. They’re interested in how much profit your credit problems will make for them. Though ...

You Can Add Good Credit To Your Own Credit Report
It seems that most times we fight the credit bureau's to remove incorrect and/or derogatory items from our credit reports.  But there is something a lot of people don't know, ...

7 Proven Strategies To Help You Buy Your Very First Home
Despite the difficulties in obtaining financing for a home purchase, there are great rewards for those who dare step into home ownership. You will need a couple of qualified p...

Rent To Own Is This A Good Choice
With the higher standards and qualifications for applying for a loan to purchase a home in today’s market, many would be buyers are looking into the rental market for the time ...

Credit Risk Vs Credit Worthiness
An additional component of your credit score is your credit worthiness. This is a data point that predicts the likeliness that you will pay your bills on time or fall behind in pay...

CONSIDER A SHORT SALE BEFORE FORECLOSURE
A Short Sale is the best way to sell a property that is more than 20-30% under water, without having to pay off the shortage, is to negotiate a short sale. This is also one of th...

5 Advantages To Owning Your Own Home
Your home is your castle, but there are also many financial advantages of owning a home. Here are five ways that owning can be better than renting.1. As a Hedge Against InflationYo...

A Quick And Free Way To Find Out If Its Time To Buy A Home
If you’re thinking of buying property, you’ll probably apply for a mortgage. But before lenders decide what they’re willing to offer you, they’ll want some financial backgr...

Tips For Buying New Construction
A lot of people ask what’s different about buying new construction.First of all, you’re buying from the person who built it, not the person who called it home. The property is ...

When Is The Right Time For Investing In Property
Property investment can turn out to be extremely profitable, if you are good at it and you are willing to take your chances. Nonetheless, it is essential to be fully aware of both ...

Avoid These Once You Are PreApproved
You have done the hard part in the homebuying process and chosen a lender and a real estate agent to work with. You have also gone out and found the home of your dreams! Best of al...

Foreclosure Looming Consider A Short Sale
If your home is holding you hostage, A Short Sale is a good option to consider..Here are some Advantages and DisadvantagesThe advantage to a short sale is that it may be the only w...

Why Its Important To Use An Agent When Selling Your Home
When a homeowner decides to sell their house, they obviously want the best possible price with the least amount of hassles. However, for the vast majority of sellers, the most impo...

Real Estate Terminology 101
Buying a home can seem like a daunting process with all of the paperwork and financial details involved. And if you’re unfamiliar with the terminology associated with buying a ho...


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Good News About Financing - Even though rates are on the increas
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Featured Foreclosure 2809 Benchmark Killeen Tx - HELLO INVESTORS!This one won't last
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